4 c. Configuring your Payment Processing

Configuring your Retail account for integrated payment processing involves:

  1. getting your POS credentials (if applicable).
  2. setting up your payment gateway.
  3. setting up your hardware.
  4. testing your integrated payment processing.

1. Getting your POS credentials

Lightspeed Retail supports the below merchant payment providers. These require you to enter your POS credentials directly in your Lightspeed Retail account. If you do not have your POS credentials, you can get them from your payment processor account, or you can contact your payment processor.

Payment Processors POS Credentials Hardware Setup
Cayan (US)
  • Name
  • Transaction Key
  • Site ID
Element Express (US)
  • Acceptor ID
  • Account Token
  • Account ID
  • Terminal ID
Mercury Payment Services (US)
  • Swiped Entry ID
  • Swiped Entry Password
  • Manual Entry ID
  • Manual Entry Password
Vantiv (US)
  • Merchant Number
  • Web Service Password
  • Hosted Checkout ID
  • Hosted Checkout Password
  • Merchant ID

Lightspeed Retail also supports the below merchant payment providers that do not require you to enter your POS credentials directly in your Lightspeed Retail account:

Payment Processors Hardware Setup
Vantiv (Canada)

iZettle (Brazil, Denmark, Finland, France, Germany, Italy, Mexico, Norway, Spain, Sweden, Netherlands, and UK)

Wordline (Netherlands, Belgium and Luxembourg)

  • Yomani EMV-enabled terminal (iPad)
  • Yoximo EMV-enabled terminal (iPad)

2. Setting up your payment gateway

After getting your POS credentials (if applicable), from the main menu of your Lightspeed account, go to Settings Payment Processing to setup your payment gateway and map your payment types.

For instructions specific to your payment processor, click the links in the Hardware Setup column of the above tables.

3. Setting up your hardware

Once you've setup your payment gateway, for instructions specific to your payment processor and hardware, these are also found in the links provided in the Hardware Setup column of the above tables.

4. Testing your integrated payment processing

After you configure a payment processor and setup your card reader or terminal, test your integrated credit card processing by charging the credit card a minimal amount and then voiding the charge.

For a detailed step-by-step, go to article Configuring payment processing.

What's next?


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